Long-term loss of earnings due to illness

We offer a new loss of earnings health insurance solution with fair, sustainable costs, optimized administrative management and support for your employees as part of a genuine corporate health management (CHM) concept.

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For finance

Provide sustainable financing for loss of earnings and offer high value-added Services.

Advantageous costs based solely on claims experience All salaries paid to sick employees are converted into insurance benefits that are not subject to social security contributions.
When your claims experience improves, your costs decrease directly.
A “pay per use” mode. Cost rates and a sustainable premium The cost rates applied and the structuring of premium costs are totally transparent.
What’s more, they are not subject to the vagaries of the insurance market every 3 years. An integrated and financed GSE concept Our PGM solution integrates and finances services that are relevant to your organization in terms of absenteeism management and corporate health management (GSE).

For HR

To propose a general concept of Corporate Health Management (CHM) while limiting the administrative burden on HR teams.

A customized EHM concept Our sustainable PGM solution provides you with services tailored to your reality, as part of a corporate health management (EHM) concept: case follow-up, training, preventive actions and much more. Automated administrative processes Benefits management, HR/salary interfaces upstream and downstream – we automate processes to limit the administrative burden. Real-time absence reporting Our Tender solution provides dynamic dashboards for consulting and analyzing current and past absences.

A high value-added insurance solution

Tools to optimize your administrative management

Our solution is based on an ecosystem of IT tools designed to optimize the management and administrative tracking of absences.

Rely on a team of committed professionals

Our team of insurance experts, together with our Corporate Health Management (CHM) team, offers you a full range of specialized Tender Services.

Benefit from communication support

Our solution includes support from communications professionals to facilitate change management and maximize understanding of the issues and benefits for all stakeholders.

Application mobile de gestion des absences - Loyapps Mobile
Tableaux de bord d'absentéisme (BI)
Helpdesk en train de téléphoner à partir d'un casque
Cube 3D - Pertes de Gains Maladie Durable